To complete this health declaration, simply answer all questions outlined in the form below. Our team will then be in touch shortly to discuss.

All fields marked with an * are mandatory.


Important Information

No Insurance is in force until this Health Declaration has been accepted by the Underwriter.

Veterinary Certificates will be required annually, at your cost, in the following instances (unless advised):

  • the horse is 12 years of age or over when cover commences

  • foals under 6 months of age

  • the horse is insured for more than $25,000

  • the horse is to be used for Polo/Polocrosse/Endurance

  • Loss of Use (Restricted, Breeding and/or Cosmetic) is required*

*additional examinations required as detailed below.

Veterinary Certificates are to be returned to Coverforce no later than 14 days after the examination date.


Conditions of Restricted Loss of Use Examinations

  • Up to $25,000 sum insured:

    • Inception & Renewal Requirements: Veterinary Certificate including Flexion and Hoof Tests of all four limbs

  • $25,001 to $50,000 sum insured:

    • Inception Requirements: Veterinary Certificate and X-Rays of all four limbs

    • Renewal Requirements: Veterinary Certificate, including Flexion and Hoof test of all four limbs

    • If lapse in cover (exceeding 2 weeks) then revert to Inception Requirements to reinstate policy

  • $50,001 to $100,000 sum insured:

    • Inception & Renewal Requirements: Veterinary Certificate and X-Rays of all four limbs


Insured Declaration

I/We do hereby agree:

  1. the answers contained in this Declaration are in every respect true and correct, and I/We have not withheld any material information likely to effect the acceptance of the Declaration.

  2. to exercise all reasonable precaution for the safety of the horse(s) to be insured.

  3. to accept renewal of the insurance subject to the terms, exclusions, conditions and limitations of the Company's Policy.

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