Your Duty of Disclosure
This policy is subject to The Insurance Contracts Act 1984. Under that Act You have a Duty of Disclosure. This means:
1. When You ask for cover, You must tell Us all that You know about the risk that You want covered which may affect Our decision:
2. If You ask for the cover to be renewed, extended, altered or reinstated You must tell Us:
If there have been any changes in what is covered, and
Of all things that may increase the chances of a claim.